there are free ones!!
― sweet tater, Tuesday, 7 August 2007 20:31 (eighteen years ago)
free abortions?
― kenan, Tuesday, 7 August 2007 20:32 (eighteen years ago)
that's the way things OUGHT to be
― kenan, Tuesday, 7 August 2007 20:33 (eighteen years ago)
john, you're lack of credit card means lack of credit, means lack of credit score. since there is no record of how you handle credit it is assumed that you can't until you can prove that you can.
until fairly recently i a good credit score. a few years ago it was a fantastic one. now my credit is so bad some places don't even want to take my cash.
― chicago kevin, Tuesday, 7 August 2007 20:34 (eighteen years ago)
I tried looking at my credit report online, but none of the companies were able to process my request.
― jaymc, Tuesday, 7 August 2007 20:34 (eighteen years ago)
free credit reports, dawg.
― sweet tater, Tuesday, 7 August 2007 20:35 (eighteen years ago)
(Probably because of the whole no-credit-card sitch.)
― jaymc, Tuesday, 7 August 2007 20:35 (eighteen years ago)
http://icanhascheezburger.files.wordpress.com/2007/08/i-has-to-work-overtime-again-today-do-not-want.jpg
― jon /via/ chi 2.0, Tuesday, 7 August 2007 20:37 (eighteen years ago)
(pssst! credit reports are free! free!)
http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm
― Mr. Que, Tuesday, 7 August 2007 20:40 (eighteen years ago)
is anyone else hooked on watching that kanye video? i just watched it again & noticed all these new things.
― sweet tater, Tuesday, 7 August 2007 20:40 (eighteen years ago)
i've seen it a total of twice if that counts as "hooked"
― sweet tater, Tuesday, 7 August 2007 20:41 (eighteen years ago)
yes, but what about abortions? That's the real issue.
― kenan, Tuesday, 7 August 2007 20:42 (eighteen years ago)
to change the subject, the humidity is so high that i've been out of the shower for over a half hour and my hair is still dripping wet. it's just not gonna dry. i was watching tom skilling a while ago and one of the south suburbs had a temperature of 91 with a dew point of 82 which made it feel like you were about 6 and half feet under water.
― chicago kevin, Tuesday, 7 August 2007 20:43 (eighteen years ago)
are you serious about abortions being free? i don't know that i agree with that if you are.
― sweet tater, Tuesday, 7 August 2007 20:43 (eighteen years ago)
free abortions available here
― Mr. Que, Tuesday, 7 August 2007 20:48 (eighteen years ago)
nice try, que, but not this time
― dan m, Tuesday, 7 August 2007 20:50 (eighteen years ago)
are you serious about abortions being free?
No. What I really believe is that they should be mandatory.
― kenan, Tuesday, 7 August 2007 20:53 (eighteen years ago)
I don't get the nekkid pic... it has arrows pointing at his willie that say "do not want," but his willie is hardly the problem. A dick's a dick, but a big fat old man gut... that's what you do not want.
― kenan, Tuesday, 7 August 2007 20:54 (eighteen years ago)
there was some giant cock on perez hilton today.
http://perezhilton.com/?cat=319
it won't show up if you click on that link, but will one click after. You have been warned about the extremely LARGE COCK.
― sweet tater, Tuesday, 7 August 2007 20:55 (eighteen years ago)
free credit REPORTS, not free credit scores
― Jordan, Tuesday, 7 August 2007 20:56 (eighteen years ago)
Credit card means they know you have access to 7k or whatever if your life goes kerplunk.
― Eazy, Tuesday, 7 August 2007 21:01 (eighteen years ago)
Whose is it?
― KitCat, Tuesday, 7 August 2007 21:01 (eighteen years ago)
I could just give them my bank statement, in that case.
― jaymc, Tuesday, 7 August 2007 21:03 (eighteen years ago)
the cock? i actually don't know this guy. Here's his wiki page: http://en.wikipedia.org/wiki/Azis
― sweet tater, Tuesday, 7 August 2007 21:03 (eighteen years ago)
I have a great credit rating, but I don't care about it so much right now. I care about paying off my debt.
CASE IN POINT: It's like when I was talking to that credit card rep earlier today and she was saying the way I could get my rate lowered would be to have more fluxuation in my card. I said, you mean paying the total down more aggressively could get me a lower rate? First she said, No, because if I paid off my card, why would I care what the rate was? (followed by lots of laughter) And then she said, No, we want to see the total going down AND up. In other words, in order to establish I'm a "good" creditor/customer, I have to use my card more. Bastards.
― KitCat, Tuesday, 7 August 2007 21:04 (eighteen years ago)
it's patriotic?
― sweet tater, Tuesday, 7 August 2007 21:06 (eighteen years ago)
Attn. Kevin, I will be dogsitting a weiner dog over Labor Day week. I don't really want to but this girl has catsit for me one million times, so it's karma.
― Jordan, Tuesday, 7 August 2007 21:08 (eighteen years ago)
hooray big dicks!
― kenan, Tuesday, 7 August 2007 21:12 (eighteen years ago)
That's a nice last post of the day for me. Off to the gym!
― KitCat, Tuesday, 7 August 2007 21:15 (eighteen years ago)
i'm going to reckless on milwaukee to sell some more 7"s so i can buy cigarettes and groceries. some good stuff will (hopefully) be in the used bin tonight or tomorrow:
sebadoh - skull b/w punching myself in the face publicly, repeatedly and plate o' hatred. sub pop. first song on the b side is basically a mash note from jake lowenstein to a girl he persued from boston to louisville. plate o' hatred is a great non-album track. i should burn this to my laptop before i trade it. tennessee tearjerkers - chills & fever b/w i want you. on brown sound. on this version of the tearjerkers jack oblivian is backed up by t. money and bubba bonds (who have been in a ton of good memphis bands) and margaret garrett from mr. airplane man. hand numbered, #78 of 500. dirtbombs - merit b/w mystified. on kapow! electric blue vinyl, mystified is a cover of a romantics song. functional blackouts - raw dog, raw deal. on wrench records. imported record from london for a band that lives in the neighborhood. sounds like every other functional blackouts song. stepehn malkmus - discretion grove b/w sin taxi. on matador. still sealed! bought this when it first came out, me and towga bought them independently of each other and it appears we never opened mine. malkmus - jo jo's jacket b/w open and shut cases. on domino. i guess the b-side was non-album track? who cares? the shins - so i say b/w when i goose step. on sub pop. picture disc. never played because picutre discs ruin turntables. for a long time this was hung on the door to me and jen's music closet. pretty picture disc of penguins. the mistreaters - stranded. on big neck. four songs from milwaukee sleaze rockers the mistreaters. kevin mistreater runs dusty medical record, the label that gave you the black lips live at wfmu, the goodnight lovin' lp, and most of the great pop 7"s by the slew of amazing bands coming out of milwaukee right now. doug martsch - 5 on 3/untitled. split 7" on the home recorded cassette culture label. from 1994? most intricate packaging for a 7" i've ever seen. limited release, can't remember how many but 100 or 300 sounds right. scud mountain boys/steve westfield & the slow band - television/sittin' on the bottom of the world. chunk records. smb's was joe pernice's band prior to pernice bros., as of 3 years ago he was still doing this one live and it's still one of my favorites ever. steve westfield is a western mass legend, this version of the slow band was fellow western mass residents lou barlow, murph, and jim joe greedy. this is more folky, alt-country rock. i preferred his more punk informed work with the pajama slave dancers. orangutang - bigger chunk. on demigod. on clear orange vinyl. i've had this since college, orangutang was one band that i was always willing to try to sneak into a bar to try to see. they put on hellacious shows in boston in the early '90s. tastes change, i listened to it the other night and ... well, not my thing anymore. kit/deerhoof split - 3 songs by kit (label just says 3 Songs but there are in fact three tracks on their side). get along with little doggies and the forbidden fruit by deerhoof. #2 in the buddy series from narnack records. on clear green vinyl. deerhoof tracks are awesome, if you see this in the bin buy it.
xpost to jordan, there is now a weiner dog in my top 12 on myspace.
― chicago kevin, Tuesday, 7 August 2007 21:25 (eighteen years ago)
I HAVE GOOD ADVICE ON BUILDING CREDIT!!
― Jesse, Tuesday, 7 August 2007 22:13 (eighteen years ago)
DAMMIT.
OK--beyond getting a credit card, which is good,
LOVE Scud Mountain Boys. Want.
― jon /via/ chi 2.0, Tuesday, 7 August 2007 22:20 (eighteen years ago)
SHIT--the reason that keeps happening is b/c i have cuticle exfoliator on my nails and it makes it hard to type and I keep hitting the touchpad which was hovering over "submit"....
Anyway. Things like paying late on phone, gas, or most rent do not matter since they don't report to credit agencies. Getting a credit card is good as long as you USE IT and pay on time. Just having it is of no use if you don't use it and pay on it.
BETTER YET: If you go to LaSalle Bank, they have something called something like the Building Dreams (or something Dreams) program. You put down $200, they put that money on hold and issue you a loan for $1000 which is put into a CD. You pay on the $1000 loan for 12 months at a low interest rate (total interest payments for the year are only $18) and you earn a small interest rate on the CD, so you pretty much break even. Payments are only $68 a month and at the end of the year you have build credit (considerably) and you have $1000 in the bank!
This program is better than a credit card because 1. they are an "A" lender, and 2. because personal loans count for more than a credit card (I think) and 3. because the amount is more than you would put on a credit card all at once.
Seriously, it's a GREAT program.
― Jesse, Tuesday, 7 August 2007 22:22 (eighteen years ago)
You CAN'T lose.
LaSalle is one of the few banks that offer this anymore because they are obviously not making much money at all on it.
One more perk: because the loan is secured by the funds in the CD, you pretty much can't be turned down for the loan unless you're like under indictment for grand larceny or something.
― Jesse, Tuesday, 7 August 2007 22:25 (eighteen years ago)
there has to be a catch
― dan m, Tuesday, 7 August 2007 22:26 (eighteen years ago)
there is not. There is not a catch!
WaMu used to offer this but they stopped a couple months ago in favor of a secured credit card program b/c they were not making money on it. USBank offers it too. It's a really good program. I learned about it on...the Motley Fool? One of those. A reputable website.
― Jesse, Tuesday, 7 August 2007 22:32 (eighteen years ago)
USBank offers it too.
Oh, awesome.
― jaymc, Tuesday, 7 August 2007 22:35 (eighteen years ago)
I'm checking some sports tables, and apparently there is a prize-winning Thoroughbred named ... Scat Daddy.
― jaymc, Tuesday, 7 August 2007 22:38 (eighteen years ago)
I take it you bank there, so I'll tell you--if you check into this, you may have to talk to a manager. I talked to a rep a few months ago and then went back to check into it again later and the next rep didn't know about it, so I talked to her supervisor who did. But still I wound up going to LaSalle after all since I knew a banker there. His name is S3@n and he's really easy to talk to--he works at the one at State and Madison.
― Jesse, Tuesday, 7 August 2007 22:40 (eighteen years ago)
I just remembered, it's called the Dreams Begin loan.
― Jesse, Tuesday, 7 August 2007 22:44 (eighteen years ago)
At the risk of professing ignorance (like that's stopped me before), does it matter what bank you do it through? I guess I assumed that you had to do it with your own bank.
― jaymc, Tuesday, 7 August 2007 22:45 (eighteen years ago)
jvc, they bought everything i brought in (for a song ;_;) so check the store on milwaukee tonight or tomorrow.
― chicago kevin, Wednesday, 8 August 2007 01:07 (eighteen years ago)
reposted from myspace via my friend eric (who jenny, jeff, and courtney met after the cornhole tourney):
Lots to do.
Wednesday, August 8th: *Terrible Twos, Frustrations and Hot Lips Messiah @ Town Hall Pub in Boystown *Screaming Yellow Zonkers (SYZ) 7" Release Party @ Delilah's in Lincoln Park
Friday, August 10th: *The Shoes are playing for free @ Millennium Park! Holy shit! Starts at 5 PM! *Containers, Horse Operas and Gran Tu Molani @ Hotti Biscotti in Logan Square. Overlooked & outtasite experimental spazz! Head over there after the Shoes show! *Or you could go see MOTO, the Handcuffs, Team Band and Penthouse Sweets @ the Abbey Pub!
Saturday, August 11th: *I'm throwing drinks in your face all day at Jake's: Noon to 8 p.m. Jukebox goes bye-bye and we all say hello to hangover-helping '60s bubblegum. *Wax Museums, Bold Ones, Krunchies and Catburglars @ Ronny's
Sunday, August 12th: *Cal's-Fest Day Show @ (Duh) Cal's. Featuring Headache City, Mannequin Men, Wax Museums, Dials, Romance Novels and the Yolks *Why not come to Jake's Pub for that nightcap, fuckface?
― chicago kevin, Wednesday, 8 August 2007 01:08 (eighteen years ago)
http://www.youtube.com/watch?v=Za5t5BwO0bQ
this makes me laugh, the stuff they're bitching about is a ton better than anything they play now. or played then, apparently.
― chicago kevin, Wednesday, 8 August 2007 03:15 (eighteen years ago)
John--at the risk of boring everyone with my credit-building evangelizing, it doesn't matter which bank you use, but I was familiar with this guy at LaSalle and he was the one who first proposed it to me, plus USBank folks were only vaguely aware that they even offered that "product." (It's always so weird to me when banks call the various loans and accounts they offer "products." They seem more like services to me, though I guess by the definition I learned in some econ. class, aren't exactly that either.)
― Jesse, Wednesday, 8 August 2007 04:01 (eighteen years ago)
hi dere, i was just reworking my resume and realized i've been sending out THE WRONG FUCKING ONE FOR THE PAST TWO WEEKS. So everywhere I've applied since i got back from san diego was working under the impression that i've been unemployed for the past two years.
i really really wish i had some brown liquor in my house right now.
― chicago kevin, Wednesday, 8 August 2007 04:05 (eighteen years ago)
Eeek!
I'm sending you brown liquor vibes....
― Jesse, Wednesday, 8 August 2007 04:21 (eighteen years ago)
thanks jesse, i freaked out for about 5 minutes, threw some stuff around my apartment (which was helpful as it was mainly dirty laundry and now it's all in one pile), and cranked out a new resume. the important thing for me is that i caught it before i sent this one out. i have a lead on a job at rush which is near my house. the woman who is helping to choose the candidates is the current holder of the position and my friend tom's ex-wife. i spoke with her this evening and she told me what to highlight on my resume and shared with me that there is only one other qualified candidate for the job right now and it closes friday.
now i am going to my refrigerator to remove my last beer, pound half of it, and go outside for a cigarette. i am calm.
― chicago kevin, Wednesday, 8 August 2007 04:29 (eighteen years ago)
Ohmmmmmmmmmmmmm
― Jesse, Wednesday, 8 August 2007 04:30 (eighteen years ago)