Payday Is The Best Day

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Bosh bosh bosh, loadsamoney. Are you sensible on payday or are you foolish and go on a mad spending spree? How good are you at managing money?

― Tom, Monday, 20 August 2001 00:00 (twenty-four years ago)

I am money managing KING. I have never been in the red.

― Pete, Monday, 20 August 2001 00:00 (twenty-four years ago)

I have been in the red, but it was an interest free student overdraft. I've never paid interest to the bank and hopefully never will, except if I get a mortgage.

― Madchen, Monday, 20 August 2001 00:00 (twenty-four years ago)

Getting paid once a month is a horrible thing. Imagine the shock on my face when I discoved that I was broke last week, with another 22 days to go till the next pay day. Anyone with advice on how to budget easily w/o being miserly, please le tme know.

― marianna, Monday, 20 August 2001 00:00 (twenty-four years ago)

I blow it. Because there are 3 CD stores and 6 bookstores between work and home. It s like lets plan a route that Anthony has to blow his money .

― anthony, Monday, 20 August 2001 00:00 (twenty-four years ago)

Marianna, take your monthly amount, subtract rent, transport costs and make a provision for bills, divide what you've got left by four, round it *down* to the nearest ten pounds (to give you a bit of a cushion) and don't spend more than that in a week. If you do spend more, take some off next week's money. And have the will to say no :)

― Madchen, Monday, 20 August 2001 00:00 (twenty-four years ago)

Or find a man.

I had a terrible time with money. No connection on how to balance. Tried everything. I met David. He deals with it.

God this makes me sound like June Cleaver. I work ,i really do, i pay my share, i do not buy things sometimes but having someone to check up on you really aids in this quest.

― anthony, Monday, 20 August 2001 00:00 (twenty-four years ago)

I had a period of about 2 years when I managed my money beautifully but of late I seem to have become some kind of mad crazed hedonist slipping further and further into my overdraft. I am usually good at not putting stuff on credit cards but then I am bad with putting stuff on my staff discount card. This month I am totally fucked as I am feeling very sociable but had forgotten that this is a 5 week month for my pay cheque. Oops. Could anyone lend me a fiver?

― Emma, Monday, 20 August 2001 00:00 (twenty-four years ago)

If you're coming for a beer on Thursday I can lend you a few bob Emma.

― Tom, Monday, 20 August 2001 00:00 (twenty-four years ago)

Ah, well, making a weekly budget is fine and good, but you have to put some savings away don't you? Otherwise when your fillings fall out you won't be able to pay for the dentist bill. Also, I don't have a credit card (which is probably a good thing) to pay for emergency expenses, which partly explains why I am broke. And also, even if I make an estimate for the bills, sometimes no bills come for the month, and other months 3 bills come in at once. Why is it so hard! :)

― marianna, Monday, 20 August 2001 00:00 (twenty-four years ago)

I have the joy of working for a student-run organisation, so I get paid infrequently / never. And then finally it comes through, and then I go CRAAAAZY. I just bought a truckload of records and am suppose to have no money. At least my bills as a student-in-residence are negligible.

― Dave M., Monday, 20 August 2001 00:00 (twenty-four years ago)

go to the dentist and explain the situation, offer them a monthly payment, explain how low on funds you aare and that they're lucky to get any moeny, but you do want to pay yr bills...something should work out.

― Geoff, Monday, 20 August 2001 00:00 (twenty-four years ago)

My pay consists of infrequent $20 babysitting money. I hold on to it for about a week, get nervous and jumpy, and then go spend it. Save for college? Ha! Not with that kind of money. I'm going to try to get a job at the ice rink this winter, though, in which case I will try to put most of it in the bank.

― Lyra, Monday, 20 August 2001 00:00 (twenty-four years ago)

Hang on, don't we know a song about this?

http://www.mjhibbett.com/p ayday.html

Actually it's probably just _me_ who knows it isn't it?

― MJ Hibbett, Monday, 20 August 2001 00:00 (twenty-four years ago)

The easiest way for me to save money is to transfer it to a savings account. If I see a balance in the checking account, I feel that I must SPEND IT WILLY-NILLY. If it's all in savings, then it requires effort to get at it, which is usually enough to make me rethink my impulse purchases.

― Dan Perry, Monday, 20 August 2001 00:00 (twenty-four years ago)

Song in question is a regular spin at Club Sussed, Mr H.

― Tom, Monday, 20 August 2001 00:00 (twenty-four years ago)

Dan! You live! I thought you had departed on your pillaging tour of Europe.

Payday -- thankfully I have a reasonable enough mental image of what I need to pay when the big check arrives and tamp down my impulse buys accordingly, though I do a once-a-month sweep through the three best CD stores around here as a matter of course. Happily, I've got enough freelance work going that I don't focus on the one-check-alone scenario, and while there are past debts I'm knocking down slowly but surely, generally I'm in a comfortable position, could be a lot worse.

― Ned Raggett, Monday, 20 August 2001 00:00 (twenty-four years ago)

I am bankrupt0r, having spent too much on music, and then having my nice budget wrecked on Saturday.

― DG, Monday, 20 August 2001 00:00 (twenty-four years ago)

I was out in western Mass. doing the pre-tour concerts. We're outie on Thursday and storm London on Friday morning. (What happens when the Boston Symphony Orchestra brings eighty semi-professional singers on a whirlwind ten-day trip through Europe? Wacky hijinks, that's what!)

This thread is reminding me that I need to move some money to savings, as I'm having a BURNING DESIRE to wander out and drop $150 on CDs and comics.

― Dan Perry, Monday, 20 August 2001 00:00 (twenty-four years ago)

It's making me really wish to have money. I do, but not enough to buy a CD with, so it's not exactly an impressive sum.

― Lyra, Monday, 20 August 2001 00:00 (twenty-four years ago)

The hell with saving. I am gonna plop down a few tenners for Buffalo Springfield and Nuggets boxset in London this wednesday.

― nathalie, Monday, 20 August 2001 00:00 (twenty-four years ago)

It is quite clearly like a three day festival... I'm pish at managing money, to the point where i'm quite proud of myself for being 30 quid off the bottom of my "three-quarters of salary" overdraft, even though payday is friday, and i haven't even been to the pay cheque advance people either...

― carsmilesteve, Tuesday, 21 August 2001 00:00 (twenty-four years ago)

Yay! Controlling my impulse spending meant that I was able to afford something nice as an anniversary present!

Of course, I now have no unbudgeted money until September. Arse.

― Dan Perry, Tuesday, 21 August 2001 00:00 (twenty-four years ago)

six years pass...

i hate that my present job's pay schedule is every 14th and 28th day(if these days fall on a weekend, you get it the friday before) of the month. most jobs. i have had the pay days were every other week or weekly. I just liked that much better. this twice a month shit sucks because you end up having like two weekends between pay sometimes. Anybody else have this type of pay schedule? Do you hate it?

― carne asada, Friday, 5 October 2007 16:38 (eighteen years ago)

We get paid on the 15th and the 30th, and I'm used to it by now, but I still do kinda hate it.

― luna, Friday, 5 October 2007 16:47 (eighteen years ago)

We get paid on the 15th and the 30th

leap year! oh noes

― carne asada, Friday, 5 October 2007 16:51 (eighteen years ago)

I'm still waiting on paycheck in October for work done in July. OWW GOD YOU GUYS IT HURTS, OWWWWWW

― Rock Hardy, Friday, 5 October 2007 17:12 (eighteen years ago)

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