being broke

But I've spent so many years with absolutely no disposable income that after I posted about buying a new jean jacket I had to laugh at the absurdity. When you're flat broke, the idea of ever again having money to spend on crap like that seem fucking REMOTE. And yet here I am (how, I don't know).

getting given money by homeless people felt like some kinda nadir, too.

But I was like, calling up my mom to offer to mow her lawn or something. Y'know, just to be nice (wink, wink) and if she should invite me to stay for supper, well, that's just a pleasant coincidence.

(joking)

also, never do drug- or sleep studies. they fuck you up more than any cash benefit, as the conventional wisdom holds.

two weeks ago , returning from holiday, i found i had spend the last money of my credit. with my salary at the end o f the month it's getting only slightly above zero, but it will be heavy budgetting the next couple of months before i filled the gap completely and can start with zero at the BEGINNING of the month and built up new savings.

instead spending all of your credit on rent, insurance etc. etc.

i don't have savings.

I wish I was entirely joking.

The thing with her that freaks me out is that she's been slooooowly moving in with this dude that she likes as a friend who is The Creepiest Guy Ever, has told her he's in love with her, she's woken up at 5 am with him laying on her crying. I asked her "why the hell are you moving in over there?" and she said "cuz he'll let me have my cat there, and I can't keep him living here cuz your son's allergic" and I'm like "BUT YOUR CAT IS STILL HERE!!!".

I'm torn between being scared for her and being pissed at her for the way she's treated her cat.

Oh my God, it's like the Volvo is my replacement love-interest. I'm so pathetic. :D

Living in a car, c or d?

Ha! The day after writing this - I'm not joking, the very next day - impossibly, marvellously, I received £2000. Completely unexpected. That's something! It's not everything - I now owe six grand, I have only two. But it's something. So I remove myself from this thread full of shameful glee.

haven't eaten in 24 hours or 48, depending on whether the $0.59 i found on the floor that went towards frosted donuts counts. can't reach any friends or family for help. rent is paid up through january so no problems there. i was going to go down to The Strand and sell some books and i started to gather all of the ones i could sell up into a bag and then realized that i didn't have $2 for the subway.

Project based work in December = BROKE.

Whenever I sense money is running out, I run to the store strictly for:

1.) Malt-o-Meal Raisin Bran ($1.99)
2.) Welch's Strawberry Jelly (unless you can tolerate grape, which is cheaper)
3.) 365 Natural Peanut Butter (cheaper than generic store brand)[defended!]
4.) Store brand bread (Fine Fare sells a GIANT loaf for $1.99)
5.) Gallon whole milk (for coffee & cereal)

_______________________________
7.) $15 2 week+ diet plan

Also, offer collateral to borrow close friends unlimited subway card for trips on their off hours

It's the coffee and wine snobbery/vices that ruin me.

365 Whole Bean coffee can be had at $6.66 a lb.

Fucking HUEG box of shitty cheap ass wine can be added to cola for calimocho for weeks.

yeah i need to invest in some pb&j next time i get some money. the cigarettes are killing me and my budget but they are also excellent appetite suppressants. so i sorta need them more in a way.

bananas are relatively cheap for the size

man - its too bad you dont have people who can help you

Cucumbers are also cheap for the size.

in general i do but i cant reach them right now. all of this shit will be straightened out soon; this is not forever but fuck it sucks when it happens. i had the fucking brilliant idea of moving back to nyc right when my profession goes down the tubes. 4 months of shitty minimum wage labor that was supposed to be supplemented by bonuses that never came while 2 years of savings vanished and then i got downsized. and, i didnt even go out the whole time, both during those two years and since i moved up here. you figure that if you are going to spend 2 years saving $x,000 to move only to see it vanish within 6 months, you might as well drink and buy some fucking records but somehow i managed to go broke eating cheap pizza and staying in.

the cigarettes are killing me and my budget but they are also excellent appetite suppressants. so i sorta need them more in a way.

you need to switch to rollies

seriously

they're half the price, a pack lasts three times as long, and the tobacco is five times better

true! thanks! i found a friend to borrow some money from. i will be working again soon. so no problem paying him back. anyways i will go get some loose tobacco and papers today.

ya kinda waiting for Rev to say 'ok' first!

you guys

I love you all

go ham

my email is r0dn3yjr33n3athotmaildotcom (no googleproofing)

oops

r0dneyjgr33n3athotmaildotcom

cool. opening new thread

is there anyway someone could set up a direct "donation" link a la https://www.paypal.com/cgi-bin/webscr?cmd=p/xcl/rec/donate-intro-outside

i'll look into it

done

whoa sweet where is it

?

ooooooo....k. I think me just gonna put his email address in there for now.

rev you're a bro. it sucks to see you having such a rough go of it

Ballistic started the thread: Help The Reverend pay rent, get crunk, and bribe strippers...2010 rolling HELP A FELLOW ILX0R thread....

btw, at times like these i always find a helpful thought is that this will be good for at least half a chapter in your memoirs (best-selling obv) in 30 years' time

I like that thought.

make sure to embellish a few details a la Vanilla Ice

Hey yeah fwiw this is what it was like for me when I moved away from home the first time. It fucking sucks, but if I have any advice, it's don't denigrate yourself as a person for being broke. That makes shit so much worse than it has to be, tho I know it's easier said than done. Also don't sell your laptop bcz I bet it'd be a long time 'til you could get another one. I can't help out w/$$$ right now but I'm always here to listen if you want to vent.

^^^^^^^^ otm

holy fuck

Holy shit i didnt think id been paid but i had, my credit card bill just wiped it out. :o

Pitta and pasta fortnight ahoy

Get rid of your credit card, seriously, best decision I ever made

sure but it could be worse you could be jeff hannemann formerly of slayer now dead

Valuable insights itt

Or that Jesus feller. He sure had no picknick. With those nails and the cross and all

xp

I might well do that lbi, but its handy for web and eh eating during rent week.

Don't you have a debit card for that? We Dutch dunna have it, but I've always been amazed at the power of a debit card that isn't a credit card, and you can still use it to order whatever you like on the web etc?

itt irish wastrel living on credit learns about fiscal discipline from the deutsch

Payday: the 15th

In my bank acct: 46 usd

:/

Nakh otm

Ah well, theres always the overdraft

Debit card isnt too widely accepted ime

Oh hey jon, want a pitta?

If the debit card has master or visa on it, it's as widely accepted as credit cards iirc

I've no experience with debit cards. They still seems like a magical, exotic thing to me. Wish we had them here.

Pitta and pasta ain't too bad, as long as you don't eat them at the same time tbh

I never check my balance bc its too depressing. I'd rather not know most of the time. This causes me to overdraft a lot.

Tbf the cupboard/fridge/freezer are stocked and commute is covered, locking it down will require only a modicum of discipline.

otoh im goin to spain in a fortnight and the car needs taxin

^^ weak. I never check my balance either, but then I have an account on which I can't overdraft. *That* is living on the edge baby. That awful exciting fear at the till if I still have dough on my account etc #YOLO

xp

You driving to Spain Deems? Awesome!

Heh no! Merely listing expenditures as they loom.

I never check my balance bc its too depressing. I'd rather not know most of the time. This causes me to overdraft a lot.

― Treeship, Friday, May 10, 2013 5:08 PM (5 minutes ago) Bookmark Flag Post Permalink

yup

Lol ok. Shame though, it's a nice drive down! Car expenditures = meh though tbh

today i hit the level of money at which i can no longer take out any money

ouch. when are you getting paid again? if you are going to starve i can paypal you a very small amount of money. i am also broke though, i have like $500 and my job ended for now because it is at a school.

(xp) been there.

thanks treeship, i'll be ok

np. sorry if that was a weird thing to offer.

not at all, very sweet of you. but i've worked it out so that i won't starve anytime soon

cool

four meals in a row of pasta and four meals in a row of chili-in-tortillas from 38 dollars of groceries i bought yesterday should get me through until tuesday. i have to get a little gas, plus a meal or two and some snacks from the co-op should be covered by the 68 dollars i have left. in my experience most of the battle of making a dollar stretch is the time it takes to plan it out so you don't fuck up and make it worse. and the mind game / stress regulation of feeling boxed in.