Anyone ever use ING DIRECT?

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And if so.....what do you have to say about it?

― Alex in NYC (vassifer), Thursday, 5 February 2004 16:07 (twenty-two years ago)

i use it, it's fine. it was better the first year when it gave you 4% interest, I stuck a bunch of money in there and made about $200 in interest that year, which was cool. Don't use it if you need to get money out of your savings a lot because the transfers are slow (deposits not available for withdrawl for up to a week after deposit, then 3 days to transfer to your bank).

― anthony kyle monday (akmonday), Thursday, 5 February 2004 16:12 (twenty-two years ago)

I use ING Indirect.
I give them my money, and then when I call to ask how it's doing, they put me into voicemail limbo.

― Huckadelphia (Horace Mann), Thursday, 5 February 2004 16:12 (twenty-two years ago)

haha

― Alex in NYC (vassifer), Thursday, 5 February 2004 16:13 (twenty-two years ago)

Pardon my boundless ignorance, but all you do is hook it up with your savings account (or does it have to be a checking account)? Right?

― Alex in NYC (vassifer), Thursday, 5 February 2004 16:13 (twenty-two years ago)

either one, any bank account will do. why would you have to call them to see how it's doing? or are you dealing with a money market account and not their savings account? I don't understand real investing at all so I haven't bothered with the CDs or Money Market accounts.

― anthony kyle monday (akmonday), Thursday, 5 February 2004 16:14 (twenty-two years ago)

I used it a couple years ago, and it was fine. Yeah, was better at 4%. I did like the absolute simplicity of the process. Although you really can't do much with it - I just used it as a place to put money somewhere where I could forget about it (and hence, not spend it all). Moving funds is easy - the website is dead simple.

― Rob Bolton (Rob Bolton), Thursday, 5 February 2004 16:17 (twenty-two years ago)

mine is at 5%! i made ~$250 in interest last year. i've never tried to get any money out of it, i hope i can get it back eventually. also it pretty much operates on the principle of not employing anybody. it is a parasite and i feel a bit guilty for that.

― jeremy jordan (cruisy), Friday, 6 February 2004 01:58 (twenty-two years ago)

how are you at 5%? they lowered the interest for everyone to 2%

― anthony kyle monday (akmonday), Friday, 6 February 2004 01:59 (twenty-two years ago)

i use ING direct (the australian version) and i love love love it.

― the surface noise (electricsound), Friday, 6 February 2004 02:03 (twenty-two years ago)

Yeah Im thinking of getting an ING acct too - Jim, take it the interest is good and its pretty easy to add and remove money with the website yeh?

(the aust one is at way more than 4% surely, thats a pretty low interest rate for us)

― Trayce (trayce), Friday, 6 February 2004 02:10 (twenty-two years ago)

it's 4.5 or something, might even be a bit more. the only downside is that any money you put in can't be touched for five days, but frankly i see that more as an upside. transacting is a piece of piss.

― the surface noise (electricsound), Friday, 6 February 2004 02:11 (twenty-two years ago)

Yeah I need to start putting money somewhere its harder to get at, thats why I wanna get one. Must look into it.

― Trayce (trayce), Friday, 6 February 2004 02:21 (twenty-two years ago)

you can put it in my account, it will be very hard to get out of there.

― anthony kyle monday (akmonday), Friday, 6 February 2004 02:22 (twenty-two years ago)

it's 5% jim!

― jeremy jordan (cruisy), Friday, 6 February 2004 03:15 (twenty-two years ago)

i hadn't checked recently

― the surface noise (electricsound), Friday, 6 February 2004 03:21 (twenty-two years ago)

noice. I get sweet fanny adams out of my shitty savings account, in fact i lose money, damn their eyes.

― Trayce (trayce), Friday, 6 February 2004 04:07 (twenty-two years ago)

You 5% whores need to tell me your secret. I'm stuck at 2%. Is there an end of level boss you need to beat or something?

― retort pouch (retort pouch), Friday, 6 February 2004 04:41 (twenty-two years ago)

Umn, we're Australian :)

― Trayce (trayce), Friday, 6 February 2004 05:24 (twenty-two years ago)

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