Does anyone manage to save any money each month?

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I have my suspicions that all these househunting couples with a substantial deposit 'saved' have been given it by their parents really...

― Bob Six (bobbysix), Thursday, 23 September 2004 14:51 (twenty-one years ago)

Yeah right, at this moment I'm fairly sure I'm spending more than I'm earning.

― Matt DC (Matt DC), Thursday, 23 September 2004 14:52 (twenty-one years ago)

I'm sounding bitter...but actually I'm curious about a kind of benchmark amount I should/could be saving

― Bob Six (bobbysix), Thursday, 23 September 2004 14:57 (twenty-one years ago)

If you can save anything I suspect you're doing more saving than most...

― Craig Gilchrist, Thursday, 23 September 2004 14:58 (twenty-one years ago)

I save an amount each month to help cover for end-of-year taxes (as my freelance work does not have tax taken out of it) and for emergency discretionary funds, on top of a small nestegg -- admittedly gifted from my folks.

― Ned Raggett (Ned), Thursday, 23 September 2004 14:58 (twenty-one years ago)

i'm fucked

― teh pow! (blueski), Thursday, 23 September 2004 15:06 (twenty-one years ago)

I seem capable of short-term saving e.g. to pay for a holiday, but long-term saving to build up capital is a no-no

― Bob Six (bobbysix), Thursday, 23 September 2004 15:07 (twenty-one years ago)

I did, but now I possibly face the prospect of taking a significant paycut and earning just enough to get by. I guess the "rainy day" that I was saving for may soon be upon me.

― adam. (nordicskilla), Thursday, 23 September 2004 15:08 (twenty-one years ago)

I moved to a part of poverty stricken Cleveland six years ago in order to save enough money so that I could buy a house eventually. My rent is 350 a month and I have no car payment so I've managed to squirrel away the money for a down payment. I make well below the median income which I think is around 40-45k.

Nobody in my family or circle of friends was thrilled with me moving to a crime ridden area but there was no way I could save enough. I've had very little problem with crime and really don't mind it too much but there are zero neighborhood amenities (no restaurants, no grocery stores, just little rip off convenient stores).

― lawrence kansas (lawrence kansas), Thursday, 23 September 2004 15:13 (twenty-one years ago)

Paycheck-to-paycheck. If that.

― briania (briania), Thursday, 23 September 2004 15:14 (twenty-one years ago)

I am permanently torn between "argh I am spending too much money" guilt and "argh if I don't go and do this I will be WASTING MY YOUTH and will regret it when I am older". The latter is winning out at the moment although I suspect reality might hit me around Christmas time.

Also due to monumental cockups of all involved I have to pay 10 months council tax in half that time. Ouch.

― Matt DC (Matt DC), Thursday, 23 September 2004 15:16 (twenty-one years ago)

Nope!

I do have one coworker who's saved a bunch of his own money. He's 24 and lives in his parents' house. He makes more money than his dad.

It's typical for the middle class to spend almost everything they earn.
Ask anyone.

― TOMBOT, Thursday, 23 September 2004 15:17 (twenty-one years ago)

I'm a little poor right now. I manage to save for short term stuff, but yeah, like saving up for a house and that? No way. Although I think with my new job I'm going to put away money every month that I will agree I'll never touch. Until later. Like to put into a time capsule.

― Towelette Pettatucci (Homosexual II), Thursday, 23 September 2004 15:18 (twenty-one years ago)

I would like to own property one day. It seems impossible somehow that i ever will though.

― adam. (nordicskilla), Thursday, 23 September 2004 15:18 (twenty-one years ago)

My mate told me today that the way he's managed to save money is by writing off his expenses and having them repaid into a separate bank account which he didn't touch. Problem is he's in a high-powered job where expenses actually amount to somthing - I think he'd managed to get up to 5 figures before he blew it on his fiancee's engagement ring.

Because I a) own my flat and b) have a tenant I pay relatively little in the way of mortgage, which means I can save roughly £150 a month. I manage to do this by fairly actively managing my bank accounts through smile's online banking.

― Markelby (Mark C), Thursday, 23 September 2004 15:19 (twenty-one years ago)

Sadly enough, I think I'm going to be one of those twonks who gets money from her parents.

― Towelette Pettatucci (Homosexual II), Thursday, 23 September 2004 15:20 (twenty-one years ago)

I sink slightly further into debt every month, no matter what.

― Michael Philip Philip Philip Annoyman (Ferg), Thursday, 23 September 2004 15:20 (twenty-one years ago)

I had about $2,500 saved until last night when I bought a new computer. Now I suddenly am freaking out at the fact that I only have $200.

― Towelette Pettatucci (Homosexual II), Thursday, 23 September 2004 15:21 (twenty-one years ago)

I used to put away about $100 a month. However, my wages got cut and I've been paycheck to paycheck since. BUT AT LEAST I GOT 300 BUSH DOLLARS THREE YEARS AGO.

― Pleasant Plains (Pleasant Plains), Thursday, 23 September 2004 15:29 (twenty-one years ago)

My girlfriend has recently graduated and is now earning so we are trying to save £100-£150 each a month as a deposit. I have about £5000 sitting in an ISA which I saved when I was still living with my parents, but it wasn't enough of a deposit for a decent flat around here.

This month our washing machine broke = no savings this month.

― Chewshabadoo (Chewshabadoo), Thursday, 23 September 2004 15:33 (twenty-one years ago)

I hope you invested that $300 so that a small business could hire some new employees. If you didn't .. ah fuckit, we'll just buy your vote again.

xpost

― dave225 (Dave225), Thursday, 23 September 2004 15:34 (twenty-one years ago)

yeah i manage to save every month. i think it comes from growing up poor as fuck. but i am nowhere near saving for a house or anything, just the random guitar pedal or NYC weekend

― kephm, Thursday, 23 September 2004 15:38 (twenty-one years ago)

I save some money each month.

― jel -- (jel), Thursday, 23 September 2004 15:40 (twenty-one years ago)

when I used to make money, I never saved it at all. Then I lost my job, while I was still in debt. Now I have a job, but it's not paying me well enough to save money, let alone pay off my debts.

― hstencil (hstencil), Thursday, 23 September 2004 15:41 (twenty-one years ago)

I got a raise earlier in the year and it seems that Ive magically saved a good amount of money. Im trying to come up with some sort of scheme to make it work for me ie: a CD, 401k, or some other shit like that.

― still bevens (bscrubbins), Thursday, 23 September 2004 15:43 (twenty-one years ago)

oh I don't count 401(k) as savings since I can't really withdraw it. Some day I need to consolidate all that shit.

― hstencil (hstencil), Thursday, 23 September 2004 15:44 (twenty-one years ago)

I mean yeah I know it's savings but I'm not gonna see it anytime soon, it just sits there, and I don't make enough to contribute to 'em anymore.

― hstencil (hstencil), Thursday, 23 September 2004 15:45 (twenty-one years ago)

still bevens, you might want to seriously look into junk bonds for at least part of your money (some reliable ones pay 9 to 11 percent a year)

― lawrence kansas (lawrence kansas), Thursday, 23 September 2004 15:48 (twenty-one years ago)

I used to save money. Now I have children.

― Onimo (GerryNemo), Thursday, 23 September 2004 15:49 (twenty-one years ago)

I'll let you know once I've paid off my credit cards and student loans...

Does anyone else just shift their debt from 0% credit card offer to 0% credit card offer, and just stick their fingers in their ears and go "LALALALALA I'M NOT LISTENING!" when the thought of paying them off enters your head?

― Simon (flameproof) (Flameproof), Thursday, 23 September 2004 15:49 (twenty-one years ago)

My folks told me to try not to spend more than one week's paycheck on rent. As it is I spend two weeks on mine, and have little left over for savings, etc. Housing is key -- it's by far the biggest monthly expense for most people. Find a cheap place to live and suck it up for a few years, and you might be able to put a down payment on something. This is in a perfect world of course.

― 57 7th (calstars), Thursday, 23 September 2004 15:50 (twenty-one years ago)

wow, and you live in NYC, right?

― adam. (nordicskilla), Thursday, 23 September 2004 15:51 (twenty-one years ago)

Well the property wouldn't be in NYC of course...unless you're a lawyer, or a doctor, or your folks have money. I'm thinking upstate, eventually.

― 57 7th (calstars), Thursday, 23 September 2004 15:53 (twenty-one years ago)

I did, before I started going to school, which drained my bank account, which was around $14-15k prior to school. This was not given to me by my parents, I just automatically had it transfer $200-300 of every paycheck to savings after my initial savings deposit. Now I have no job and amassed a large credit card debit to try to pay for things while my bank account was being sucked dry and am worth negative $65M.

― Allyzay Science Explosion (allyzay), Thursday, 23 September 2004 15:55 (twenty-one years ago)

It does seem that having a certain amount of each paycheck direct deposited into a savings account and NOT your regular checking/ATM account is a good way to build up savings. I rationalize not doing this because I know at this moment in time I would just end up cannibalizing it every two months to pay my credit card bills off.

― TOMBOT, Thursday, 23 September 2004 16:02 (twenty-one years ago)

i've been meaning to get an ISA for about 3 years now

― teh pow! (blueski), Thursday, 23 September 2004 16:03 (twenty-one years ago)

Actually you know what I'm not clicking on this thread anymore.

― TOMBOT, Thursday, 23 September 2004 16:04 (twenty-one years ago)

I now have big credit card debt in TWO countries. It is gradually coming under control, though.

TOMBOT very OTM

― adam. (nordicskilla), Thursday, 23 September 2004 16:05 (twenty-one years ago)

It's actually amazing how much you DON'T notice the missing $200 each paycheck (mine was biweekly so I guess weekly would be $100)*.

* Yes, assuming you have a job that pays more than like $35k typical stipulation though when I worked at Best Buy I still managed a good $50-$100 every paycheck anyway.

― Allyzay Science Explosion (allyzay), Thursday, 23 September 2004 16:06 (twenty-one years ago)

Don't they still do ISAs? I was thinking of getting a gold bar.

― jel -- (jel), Thursday, 23 September 2004 16:09 (twenty-one years ago)

If you have a decent internet bank account where you can shuffle money easily at the end of the month, then even if you do need to take savings back out of your savings accoutn you can do it easily and for free. If you don't put it in the savings account immediately after payday, it'll without a shadow of a doubt be gone come the end of the month.

― Markelby (Mark C), Thursday, 23 September 2004 16:10 (twenty-one years ago)

The other thing is to not have credit cards, like maybe have two, tops, never get a store card. Otherwise yeah you cannibalize your savings after a while to pay off debt.

Mark OTM

― Allyzay Science Explosion (allyzay), Thursday, 23 September 2004 16:10 (twenty-one years ago)

Thge only thing I've ever wanted is a debit card that people accept :( Visa Electron is the worst.

― jel -- (jel), Thursday, 23 September 2004 16:13 (twenty-one years ago)

I actually put EVERYTHING into a savings account and leave myself very little spending money in my checking. That way I feel terribly guilty every time I take money back out of it. I think someone else said this upthread.

― adam. (nordicskilla), Thursday, 23 September 2004 16:14 (twenty-one years ago)

Yeah, don't use credit cards unless absolutely necessary. They are evil. In particular, don't even think about getting more than one. Store cards are even worse than credit cards.

― Ricardo (RickyT), Thursday, 23 September 2004 16:14 (twenty-one years ago)

I don't even have a bank account.

― cºzen (Cozen), Thursday, 23 September 2004 16:16 (twenty-one years ago)

I'm filling out the direct deposit forms for my new job right now. How much should I have put into savings each paycheck? 10%? 15%? I can't really take too much because I want to SAVE IT.

I'm thinking 15%. That's like $160 per paycheck.

― Towelette Pettatucci (Homosexual II), Thursday, 23 September 2004 16:18 (twenty-one years ago)

Make it 12% so it is around $140, that is easier to swallow at first, like that $150 mark is daunting for some reason.

― Allyzay Science Explosion (allyzay), Thursday, 23 September 2004 16:19 (twenty-one years ago)

12% sounds like a good figure. I will do this RIIIIIIGHT NOW.

― Towelette Pettatucci (Homosexual II), Thursday, 23 September 2004 16:21 (twenty-one years ago)

whenever i hear about peope buying really expensive things, like homes or cars and stuff (presuming they are it in some really well-paying job), i really like to get to the bottom of it, which is usually something like, "oh my mom/dad helped me out with that."

― amateur!!st, Thursday, 23 September 2004 16:29 (twenty-one years ago)

I have two credit cards, but I no longer have any idea why I got the second one. I never use it, it's shut away in a drawer - I should really cut it up but hey, it's probably expired anyway.

I do use my credit card, but for specific things:

* Any purchase over £50 as legally, the credit card company covers loss, theft or damage to the goods purchased in the absence of any other insurance.

* Any purchase on the internet - I have a Barclaycard and it guarantees against online fraud.

* Any purchase somewhere that doesn't seem totally corporate/professional (petrol stations etc.) - I'd rather have someone defraud my credit card up to my limit than have access to everything I have in the bank.

I pay it off in full every month, online (and I set the payment date to be the day after I get paid). I will never use it if I can't afford to pay it off except in the direst emergency.

― Markelby (Mark C), Thursday, 23 September 2004 16:33 (twenty-one years ago)

are you keeping up with Le Bons?

― teh pow! (blueski), Thursday, 23 September 2004 16:34 (twenty-one years ago)

I put a certain amt into 401k and certain amt into savings out of every paycheck. But the down payment for my house came from a small amount of stock that my grandmother gave me when I was born that grew into a nice big tree 30 years later. I'm doing the same for my own child. Even with this money I have two mortgages (which allowed me to put down only 5% for the house). The interest alone will equal a huge amt down the road but I keep telling myself that at least I own a house.

― mcd (mcd), Thursday, 23 September 2004 16:35 (twenty-one years ago)

Hahahaha my wife actually keeps my credit card somewhere secret and I need her permission to use it! :)

― adam. (nordicskilla), Thursday, 23 September 2004 16:35 (twenty-one years ago)

Such is the life of the spouse of an impulse buyer.

― adam. (nordicskilla), Thursday, 23 September 2004 16:35 (twenty-one years ago)

I have a weird hollow books (ala Wild Wild West) with $16 and £10 in it. I think that's about my total savings.

And yes, you can't buy a house unless your folks give you your "savings."

― andy, Thursday, 23 September 2004 17:45 (twenty-one years ago)

Hahahaha my wife actually keeps my credit card somewhere secret and I need her permission to use it!

You didn't tell me this! this is brilliant news.

I don't save shit. I used to, somehow, at my previous job, but then I decided to pay off my credit cards. Now that I've decided to move, and raise my expenses, I can look forward to middle age saddled with insurmountable credit card debt and a $50 savings account balance, just like the rest of america. Fuck it, islamic militants are going to come take us over anyway and it will all be irrelevant.

― kyle (akmonday), Thursday, 23 September 2004 21:10 (twenty-one years ago)

I will be a homeowner in Brooklyn as of next week. The bank wanted more in liquid assets than was necessary so my parents lent/"gift lettered" about 20% of it, which is not being spent but just has to sit in the bank account to show that we are competant. The 20% downpayment is completely ours. I, along with a friend, are buying a 2 bedroom one family house that has a separate ground floor apt. I am 26. Not to get into exact numbers but I pretty much try to save about 20-50% of my paychecks. I don't even make that much that money. I actually have no clue how I have money. But, I always pay of credit cards and just try to balance expensive purchases with cheap living.

― Carey (Carey), Friday, 24 September 2004 01:11 (twenty-one years ago)

I had some moneyeyeyeyey

― RJG (RJG), Friday, 24 September 2004 01:14 (twenty-one years ago)

you had some pocket changeegegegegege.

― Carey (Carey), Friday, 24 September 2004 01:15 (twenty-one years ago)

i am saving about $1200 a month at the moment. i have two jobs though.

― gem (trisk), Friday, 24 September 2004 01:15 (twenty-one years ago)

we had some good timeseseseses

― RJG (RJG), Friday, 24 September 2004 01:17 (twenty-one years ago)

It does seem that having a certain amount of each paycheck direct deposited into a savings account and NOT your regular checking/ATM account is a good way to build up savings.

Yeah, I've been doing that for some years now. It's very handy!

― Ned Raggett (Ned), Friday, 24 September 2004 01:18 (twenty-one years ago)

Thanks to this thread I am going to start having $600 a month or so direct deposited into a money market account. It's about fucking time I figure. Then after a few years I will blow all of it on a ridiculous dining room furniture set and a gigantic television screen. But it will be worth it. Again, thank you ILX.

― TOMBOT, Friday, 24 September 2004 01:19 (twenty-one years ago)

gem tell me those are not american dollars so I don't feel totally stupid about my spending habits?

― TOMBOT, Friday, 24 September 2004 01:20 (twenty-one years ago)

if only for momentseseseses

― Carey (Carey), Friday, 24 September 2004 01:20 (twenty-one years ago)

i closed my eyes for a moment and the momentseseseses were gone.

― lauren (laurenp), Friday, 24 September 2004 01:22 (twenty-one years ago)

xpost don't stress, that's australian dollars tombot. i'm saving up to go back to uni full time next year so i'm on a bit of a mission too, i probably wouldn't ordinarily save that much.

― gem (trisk), Friday, 24 September 2004 01:24 (twenty-one years ago)

Thanks to this thread I am going to start having $600 a month or so direct deposited into a money market account. It's about fucking time I figure.

Or maybe some in a life insurance policy if you don't have one already? I also do that, it's handy and quietly builds up.

― Ned Raggett (Ned), Friday, 24 September 2004 01:26 (twenty-one years ago)

I already have the big life insurance policy through my company and I'm also using their savings plan as a matter of fact, I forgot how much I told them to deduct for that account though. Maybe I should check sometime!

― TOMBOT, Friday, 24 September 2004 01:30 (twenty-one years ago)

Haha (I also have a savings thing through the UC, small but it earns interest).

― Ned Raggett (Ned), Friday, 24 September 2004 01:34 (twenty-one years ago)

Don't buy a new car. The depreciation will kill you.
Don't pay interest on a credit card. The interest will kill you.
Don't buy designer anything. It ain't worth it.
If you go out for meals, go for breakfast or lunch. Just as nice at about 1/3 the cost.
Do buy used furniture. There's tons of classy stuff to be had. Think of it as "antique".
Save what you can afford to. Otherwise you will just rob the account regularly.
No opinion on term vs whole life insurance.
And when you've got enough to buy your own place, (I wish I had done this) get a 20 yr. mortgage as opposed to 30.

Enough of this serious shit. Back to drinking and Warren Zevon.

― jim wentworth (wench), Friday, 24 September 2004 02:03 (twenty-one years ago)

Since i bought my flat i'm happy to be less than £100 overdrawn at the end of the month. My mum did help me with the deposit but i paid the fees myself.

― leigh (leigh), Friday, 24 September 2004 13:21 (twenty-one years ago)

When I'm working, I try to save at least £100 a month. The problem is the long stretches of not working in between, where the savings go bye-bye.

― Danger Whore (kate), Friday, 24 September 2004 13:21 (twenty-one years ago)

At the moment I'm saving a good fraction of my monthly wage, and it's all due to packing in weekday drinkage which to be honest I can do without.

― Ste (Fuzzy), Friday, 24 September 2004 13:31 (twenty-one years ago)

I have never had any savings. Between us we pay £520 a month for rent and £260 loan repayments, and once all the other bills are paid we basically have nothing. It doesn't help that I can only work 4 days when I'm studying and Matt is a underpaid care worker, I guess.

― Archel (Archel), Friday, 24 September 2004 13:53 (twenty-one years ago)

Better to get a 30-year mortgage and pay extra when you can (even every month) than a 20-year one. This allows you to have a lower payment if some emergency arises.

And I've always heard term life is better than whole - it's better to invest the difference in stocks, etc. Screw the heirs.

― nickn (nickn), Friday, 24 September 2004 19:34 (twenty-one years ago)

i do. the most sensible way is the way that ally did it before she went to school. i do it at the end of the month -- i divide my monthly salary by 12, take that sum outta one of my checks, and set it aside (i.e., in an account OTHER THAN my checking account). my goal is to have enough saved to cover at least 3 mos. of expenses (i'm 1/3 of the way there).

i can do this b/c i am fortunate to earn enough to be able to do so. even so, it does hurt a little.

― Eisbär (llamasfur), Saturday, 25 September 2004 01:16 (twenty-one years ago)

(i'm no goody-goody, though. my credit card bills are still too high, and then there's that monthly pound-of-rectal-flesh called my student loans. and if i'd been a bit more prudent during my 20s, i wouldn't have to be so cheap in my 30s. learn from that what you will.)

― Eisbär (llamasfur), Saturday, 25 September 2004 01:19 (twenty-one years ago)

I am downright miserly with my money. Unless it's for mandatory expenses (read: bills), I am quite tightfisted, which means I rely upon fast food outlets for a lot of my non-home-based nutrition, I shop at places that guarantee handsome discounts on various items (er, i.e. the Wal-Mart Supercenter), most of my work clothing gets purchased whenever Sears has a great clothing sale (yes, folks, Sears is my "high end"), the only bit of makeup I have that isn't from a discount line is the Max Factor compact I have, and that's because MF sells its compacts much more cheaply than any other "name brand", I prize and take great pains to preserve two pairs of shoes that cost me all of $60 (total), I don't own a credit card, I drive around a vehicle that's paid for (and wouldn't dare spend money on a NEW vehicle), and, um, this is starting to sound a bit "broken record"-ish.

So I end up with money at the end of the month, which I squirrel away for that darned "rainy day". Though I think that if we ever move into another house, I'm going to be in charge of at least half (if not more) of the mortgage, which hopefully won't be too bad (I mean, I could definitely swing it if it was the same amount of money that the payments for the home equity loan are -- I know it can be done, though, what with most of the money I've saved).

(Oh yeah, and I too have money taken out for a 401(k).)

― Many Coloured Halo (Dee the Lurker), Saturday, 25 September 2004 05:58 (twenty-one years ago)

do you enjoy life?

― kyle (akmonday), Saturday, 25 September 2004 08:05 (twenty-one years ago)

lawrence_kansas:
***I moved to a part of poverty stricken Cleveland six years ago in order to save enough money so that I could buy a house eventually. My rent is 350 a month and I have no car payment so I've managed to squirrel away the money for a down payment.***

NOW IS THE TIME!!!

***Nobody in my family or circle of friends was thrilled with me moving to a crime ridden area but there was no way I could save enough.***

THE "CIRCLE OF FRIENDS" HELPED YOU WITH BEER!!!

***I've had very little problem with crime and really don't mind it too much***

DID YOUR CAR GET BROKEN INTO FOR LOOSE CH-CH-CH-CHANGES?! -- I THINK NOT!!!

***but there are zero neighborhood amenities (no restaurants, no grocery stores, just little rip off convenient stores).***

OTM!!!

― weather1ngda1eson (Brian), Saturday, 25 September 2004 08:56 (twenty-one years ago)

Finally, a thread that makes me feel superior to everyone on ILX (except for those who own homes).

― weather1ngda1eson (Brian), Saturday, 25 September 2004 08:59 (twenty-one years ago)

i am saving all my money for rainy day

― mark s (mark s), Saturday, 25 September 2004 09:04 (twenty-one years ago)

Okay, really, for the five years that I've had a decent job (401k Blah-blah pension company man), it's been -- whenever the fuck I feel like it -- transfer $350 or so into savings. I've gotten into this kind of routine: withdraw some money from checking, then transfer fuck-if-I-know-what into savings. It's the routine that counts. I live with my brother (in his nice house) and pay rent. He's a good cook. Also, I have no life. I work evenings. This helps DRAMATICALLY. I mean, we're talking Mamet-dramatically. I never thought I'd have this much, what have you, saved up. Couple years I'm HOMEowner. Fuck ME.

< /drunk >

― weather1ngda1eson (Brian), Saturday, 25 September 2004 09:16 (twenty-one years ago)

Look at your monthly bills and trim down reoccurring charges - cable TV, Netflix, mobile phone, local phone service (I'm using Packet8 right now, and it's great so far - cheaper than local phone service, and unlimited free long distance calls!), magazine/newspaper subscriptions (read 'em on the web!), etc. Just ask yourself questions like, "Do I watch $50 worth of TV each month?" Check out movies from your library, or borrow them from friends. See if you can use your work mobile phone as your personal phone also (my last employer didn't care, as long as I didn't exceed the monthly limit; better than carrying two phones around with me, also.) It's all about *routine*. Bring your lunch to work. Stuff like that.

You guys know that leasing a car (essentially renting a car for three or so years, with mileage limitations) is foolish, right?

Don't impulse buy - comparison shop on the web. Ask yourself two questions: "Do I absolutely *need* this?" "If not, will this make me really happy, and not just temporarily?".

― Ernest P. (ernestp), Saturday, 25 September 2004 13:06 (twenty-one years ago)

Just ask yourself questions like, "Do I watch $50 worth of TV each month?"

And a very good question that is!

― Ned Raggett (Ned), Saturday, 25 September 2004 13:15 (twenty-one years ago)

i watch $50 of TV a day!

― kyle (akmonday), Saturday, 25 September 2004 16:47 (twenty-one years ago)

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